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PUBLIC MARKS from creditdebit with tags "credit repair tips" & finance

July 2008

Many Credit Repair Techniques Can be Used to Build Credit

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. For many consumers, not having any credit history can be just as bad as having bad cre...

Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Need to repair your credit score? Would you like to increase your credit score by 50 to 100 poi...

Clean Credit Report: Easily Raise Your Credit Score 100 Points

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also m...

How To Boost Your Credit Score

Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...

The Myth of Easy Credit Report Repair

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Do a search for credit report repair or navigate through the forums that are popular with consum...

Everything You Always Wanted To Know About Your Credit Report

Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted. Your credit...

June 2008

Credit Report - How to Improve Your Credit Score

Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal. One of the great mysteries of life is how the three major cr...

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. 1f9d Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to ...

May 2008

Learn How You Can Repair Your Credit & Get Out Of Debt Faster - Before Buying Your New House!

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. Most people think - mistakenly - that if you have credit problems, you have to wait 7 years for them to go away. Well, that’s not always true. Cr...

Improving Your Credit Report

Tip! Write to the credit reporting company about the incorrect and inaccurate information. Even if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit...

Cash In With Your Cash Back Credit Card

Tip! Store cards are still credit cards. Cash back credit cards are very attractive to customers and many will feel that they should just accept the first cash back credit card they are offered, particularly if they are in a position of paying off all ...

Resolving Credit Card Disputes

Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...

Discover the Parts of a Credit Report and What They Mean

Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal. So you ordered a copy of your credit report to check for ina...

How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert!

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. If you have less than perfect credit, and you’ve ever tried getting a loan or credit card, then you know just how much poor credit can cost you. S...

How to Evaluate Zero APR Credit Card Offers

Tip! Don’t just cut up your credit cards: cancel them. An APR or the Annual Percentage Rate is the combination of monthly finance charges and interest rates expressed annually. Every credit card has different APRs. For example there is a certain ...

April 2008

How to Repair Your Bad Credit with Debt Consolidation

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. Sometimes, when we owe money, it seems like the bottom has dropped from our glass. When it comes to debt relief and repairing credit...

Cash Back Credit Card Offers - Searching For Perks

Tip! Food. Many people use their credit cards to purchase groceries that they pay for over the next year or longer. Credit card companies are keenly aware that an increasingly perceptive consumer base is scrutinizing their services. At first glance, it...

Instant Credit Card Approvals - How to Avoid Fees

Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges. Inst...

March 2008

Beware of Bogus Credit Repair Companies!

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,&#82...

Credit Card Usage Explained

Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...

How to Order the Right Credit Reports to Repair Your Own Credit

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. In this week’s article, I am going to offer some tips and insight regarding how to order the right credit reports needed to repa...

How To Dispute Your Credit Report Errors

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

An Average Credit Score - It Is Important When Borrowing

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. The average credit score is the rating that the 3 major cred...

Credit Card Debt Statistics

Tip! Your credit rating may rule you out for many credit card offers. Right from the top, your credit rating could rule you out of some top credit card UK offers. In the United States, the debt levels of Americans have continued to increase since the ...

How Credit Card Balance Transfers Can Affect Your Credit Score

Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...